🏠 Mortgage Calculator

Estimate your monthly payments including taxes, insurance, and HOA fees

Your Loan Details

$70,000 (20%)
Annual amount
Annual amount
Monthly amount
PMI is included when down payment is less than 20%

Monthly Payment

Total Monthly Payment
$2,500
Principal & Interest
$1,800
Property Taxes
$250
Home Insurance
$100
HOA Fees
$0
PMI if <20%
$0
Loan Amount
$280,000
Principal & Interest $1,800
Property Taxes $250
Home Insurance $100
HOA Fees $0
PMI $0
Total Monthly Payment $2,500

Payment Breakdown

Amortization Schedule

Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.
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